Investments refer to the allocation of resources, typically money, with the expectation of generating future income or profit. In financial terms, investments involve committing funds to various assets or ventures with the aim of achieving long-term financial growth, preserving capital, or earning returns. These assets can include stocks, bonds, real estate, mutual funds, and other financial instruments.

Investing involves a degree of risk, as the value of investments can fluctuate based on market conditions and other factors. Investors often assess potential risks and rewards before making investment decisions and may diversify their portfolios to spread risk across different asset classes.

The overarching goal of investments is to increase wealth over time, whether through capital appreciation, interest income, dividends, or other forms of financial gain. Individuals, businesses, and institutions engage in investment activities as a means to grow their wealth, achieve financial goals, and build a more secure financial future.